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If youchoose to switch to Halifax from your current bank, you could also receive £100to transfer your current account to Halifax. The Co-operative Bank providesan online banking service and mobile banking facility, while UK-based callcentres are available current transformer 24 hours a day for those preferring to use telephonebanking. In addition, remember to check thesmall print carefully to make sure there are no unexpected fees, charges orterms and conditions that you are unhappy with. In order to qualify for the £100,you must use the Halifax switching facility to transfer all Direct Debits andStanding Orders to your new account. Smile is an Internet-based bank, although it is part ofthe Co-operative banking group, which has branches around the UK. The First Direct current account offers£125 when you switch from another account, as long as you transfer at least twoDirect Debits or Standing Orders to the new account and have a minimum incomeof £1,000 per month. If you want toclose your old current account at the same time as opening a Smile account, youcan use the Smile switching service, which will transfer all Direct Debits andStanding Orders to your Smile current account. Providers were rated on their overall satisfaction,benefits and incentives, most trusted by customers, best value for money, bestbranch customer service, best telephone customer service and best emailcustomer service. 2. As a Nationwide customer,you can also choose whether to do your banking online, over the telephone, at alocal Nationwide branch or through your mobile phone. As aSmile customer, you will also benefit from special offers and discounts onother Smile products, such as credit cards and savings accounts. Smile Smile came secondplace in the uSwitch survey to find the best current account providers, with anoverall score of 78%. In order to qualifyfor free travel insurance, you must deposit at least £750 into your accountevery month and be a permanent resident of the UK. There are also Co-operative Bank branches throughout the country, ifyou prefer to do your banking in person. First Direct operatesas a telephone and Internet-based bank, although it is a division of HSBC Bank,which has branches throughout the UK. 5. You can also receive freetravel insurance, providing you are aged between 16 and 75. If you are a customer of other First Direct products, orhave an income of at least £1,000 per month, your current account will be freeof charge. The survey, which wasconducted by YouGov, asked current account customers to rate their providers onseven different categories. The Smilecurrent account comes with no monthly fee and a free overdraft up to £500. TheCo-operative Bank The Co-operativeBank took third place in the uSwitch awards, with an overall score of 70%. Halifax Halifax camefifth in the uSwitch Current Account Awards 2013, with an overall score of 45%. 4. Before switchingto a new current account provider, always compare the offers available to seewhich is best suited to your circumstances. In addition, you can withdraw moneyand deposit cash or cheques at your local Post Office.The Halifax current account comes with no monthly fee and a choice of bankingoptions, including online, telephone, mobile and in-branch banking.The uSwitchCurrent Account Awards 2013 have named the top current account providers, basedon a survey of over 10,000 current account holders. First Direct First Direct cametop of the uSwitch survey, with an overall score of 78%. 3. 1. If you are looking to switch your current account to a newprovider, the following 5 providers have been voted as the best choice forcurrent accounts. TheNationwide FlexAccount comes with no monthly fee and a range of rewards,including special deals on loans and credit cards. However, if your income falls below an average of £1,000 a month,the First Direct current account will cost £10 per month.There is no monthly fee for the Co-operative current account, and you canchoose how and when you want to do your banking. . Nationwide Nationwide earnedfourth place in the current accounts survey, with an overall score of 63%

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